USA PATRIOT Act Compliance

CIP and OFAC Compliance with ExpectID® and ExpectID® PA

When combined, ExpectID and ExpectID PA are IDology’s complete solution for USA PATRIOT Act compliance, including CIP and OFAC. Use these solutions as an identity verification product or integrate them with any of our other solutions, including our KBA solution, for a powerful and layered “Know Your Customer” strategy.

How ExpectID and ExpectID PA Work:

ExpectID and ExpectID PA work together to validate a person’s identity and check if his or her name is listed on any government watch lists. Real-time data and faster response times keeps your business protected and compliant.

 

Watch Lists Covered by ExpectID PA

    • OFAC – Specially Designated Nationals
    • OFAC – Palestinian Legislative Council
    • OFAC – Foreign Sanctions Evaders
    • Politically Exposed Persons (PEP)
    • Bank of England Sanctions (BOL)
    • Commodity Futures Trading Commission List of Regulatory and Self-Regulatory Authorities
    • Defense Trade Controls (DTC) Debarred Parties
    • FBI Fugitives 10 Most Wanted, Most Wanted Terrorists, and Monthly Most Wanted Lists
    • Financial Crimes Enforcement Network
    • Foreign Agent Registrations
    • International Police Most Wanted
    • OFAC – Enhanced Sanctioned Countries
    • Office of Controller of Currency of Unauthorized Banks
    • Office of the Superintendent of Financial Institutions (OSFI) – Canada
    • Palestinian Legislative Council
    • State Department Terrorist Exclusions
    • Terrorists Inside of European Union
    • Terrorists Outside of European Union
    • United Nations Named Terrorists
    • US Bureau of Industry and Security – Unverified Entity List
    • US Bureau of Industry and Security – Denied Entity List
    • US Bureau of Industry and Security – Denied Person List
    • World Bank Ineligible Firms

Implementation & Configuration

Trusted Consortium Network

Effectively fighting fraud is a group effort. IDology’s Consortium Fraud Network amplifies real-time fraud intelligence between companies and across industries, giving you the power to leverage the fraud mitigation efforts of every IDology customer. A combination of machine learning and human intelligence work together to detect repeat transaction attempts across the network or flag specific attributes associated with known fraud.

Easy Implementation

We couldn’t say we improve the verification process if we made it difficult to deploy any of our identity solutions. Depending on which solutions and delivery methods you select, you could have our identity verification and authentication solutions up and running in a matter of minutes or just a few days, without large upfront costs. Potential delivery methods include: web portal access, API integration, and batch uploads (delivery methods vary by solution—contact us for more information).

Flexible, On-Demand Configuration

With criminals attempting new tricks every day, being able to quickly meet the rapidly changing fraud landscape is a necessity. That’s why IDology offers easy-to-use, completely customizable technology. Our unique, on-demand identity verification and authentication solutions offer point-and-click flexibility so that you can change rules and settings within the system whenever you want, 24/7, without burdening your IT team. With IDology, you manage the identity verification process from start to finish.