Smart, Layered Verification Solutions

Detecting and preventing fraud in digital channels requires more than basic identity matching—especially in today’s threat-heavy (and competitive) environment. Companies need to employ multiple layers of identity attributes (including location, activity, device, and email) that seamlessly work together to validate customers.

Deep Data Sources
Deep Data Sources
Identity attributes combined with consortium data provide a deeper, more accurate identity assessment.
Frictionless Experience
Frictionless Experience
Smart layers of identity data enable a frictionless approval process for legitimate consumers.
Dynamic Decisioning
Dynamic Decisioning
Approve, deny, or escalate dynamically based on your unique business requirements.

IDology has very good service and we like the many options that can work together, instead of using multiple vendors.

– James W., Manager of Fraud / Risk. Fintech Lending Company.

Actionable Fraud Data from the Consortium Fraud Network

Effectively fighting fraud is a group effort. IDology’s Consortium Fraud Network amplifies real-time fraud intelligence between companies and across industries, giving you the power to leverage the fraud mitigation efforts of every IDology customer. A combination of machine learning and human intelligence work together to detect repeat transaction attempts across the network or flag specific attributes associated with known fraud.

Real-time Repeat Transaction Limits

IDology’s Velocity feature automatically detects the “rate of occurrence” of identity attributes and can be used to escalate or stop numerous, repeat transaction attempts in order to deter fraud. Although Velocity analyzes the transactions for only your business, you can tie into IDology’s Consortium Fraud Network for even more powerful insights and fraud prevention with the Network Velocity feature, which tracks high-risk repeat transactions across all IDology customers.

Flag Known Fraud Attributes

IDology’s Alert List feature gives you the ability to restrict transactions based on specific identity attributes that you control.  Tie into IDology’s Consortium Fraud Network for even more powerful insights with the Network Alert Lists feature, which utilizes the Alert List attributes of all IDology customers who have opted in to the Network.

Analyze Location, Email, and Phone Attributes

To effectively mitigate risk, you need as much information as possible. ExpectID GeoTrace, ExpectID Email, and ExpectID Phone do exactly that.

ExpectID GeoTrace
Analyze IP address and geolocation data to flag potentially risky attributes.
ExpectID Email
Go beyond basic email verification with in-depth email risk assessment.
ExpectID Phone
Analyze landline and mobile phone numbers to identify risk and even match a name to the number.

Put It All Together with ExpectID® Score

ExpectID Score allows you to create a risk-based score using the results returned by IDology’s solutions. This solution is customizable, allowing identity attributes and fraud indicators to be assigned values and ranked within fraud thresholds that you control. Results and decisioning are presented in real time, reducing friction while providing analytical insights into each transaction.

We like that IDology provides easy, specific data points (“notes”) broken out as opposed to a black box score.

– Gina M., Product Manager. Insurance Company.

Implementation & Configuration

Effectively fighting fraud is a group effort. IDology’s Consortium Fraud Network amplifies real-time fraud intelligence between companies and across industries, giving you the power to leverage the fraud mitigation efforts of every IDology customer. A combination of machine learning and human intelligence work together to detect repeat transaction attempts across the network or flag specific attributes associated with known fraud.

We couldn’t say we improve the verification process if we made it difficult to deploy any of our identity solutions. Depending on which solutions and delivery methods you select, you could have our identity verification and authentication solutions up and running in a matter of minutes or just a few days, without large upfront costs. Potential delivery methods include: web portal access, API integration, and batch uploads (delivery methods vary by solution—contact us for more information).

With criminals attempting new tricks every day, being able to quickly meet the rapidly changing fraud landscape is a necessity. That’s why IDology offers easy-to-use, completely customizable technology. Our unique, on-demand identity verification and authentication solutions offer point-and-click flexibility so that you can change rules and settings within the system whenever you want, 24/7, without burdening your IT team. With IDology, you manage the identity verification process from start to finish.