The IDology Mobile Identity Spectrum is an integrated solution suite designed to enable safer and frictionless mobile experiences for your customers. Designed for mobile, The Spectrum will give you the ability to drive mobile transactions by quickly onboarding, verifying and then monitoring customer interactions via a Mobile Identity. Your customers will enjoy the ease of use and an improved mobile experience when interacting with your company.
The IDology Mobile Identity Spectrum is designed to verify identity at all stages of mobile interactions. From account opening to ongoing transactions, the user’s identity is verified with little to no friction. And by leveraging real-time Mobile Network Operator data, you are alerted of mobile change events that could be indicative of fraud such as number porting or SIM card changes.
Mobile Identity Spectrum Components
ID Scan – Onboard customers fast with ExpectID Scan Onboard. Simply use the camera from a mobile phone or tablet to capture and verify the ID. The ID is verified and the information from the ID is then used to pre-populate your forms.
Identity Verification – Once the scan is complete and the information is extracted from the ID the customer’s information is verified through ExpectID. Full KYC / CIP is performed. The identity information is reviewed through IDology’s fraud platform to check for fraud indicators.
Step Up Authentication – If the ID information is suspect or has fraud indicators, the information can be escalated to a deeper forensic review of the ID and or knowledge based authentication questions can be presented to further verify the identity.
Bind Mobile Device / Mobile Identifier – Once the identity credentials have been verified and there are no fraud indicators present, a Mobile Identity is then created that binds the user to the device to quickly identify the individual when further interacting with your company. The Mobile Identity monitors mobile change events such as number ports, SIM card changes, carrier changes and more.
Transaction Monitoring – Prevent unwanted access attempts and provide easier access to applications by automatically checking the mobile bind when a customer visits your site.
An End-to-End Mobile Identity Solution
The IDology Mobile Identity Spectrum brings together integrated identity verification solutions that improve pass rates for new accounts by creating a frictionless experience for customers and stops fraudulent access attempts through integrated step up authentication. Once a customer identity is verified a Mobile Identity is created that connects the customer to the mobile device reducing friction in future logins and increasing the ability to spot fraudulent access attempts.
Advantages You Can Expect
- Broaden mobile user acceptance of your solutions
- Reduce form abandonment by prefilling forms with scanned ID
- Protect your business and your customers from mobile fraud
- Easily escalate suspicious credentials to higher verification
- Leverage real-time MNO data to verify mobile change events